CHU's 2025 Strata Market Report Highlights Industry Stability

Insights into Premium Trends Amidst Climate and Regulatory Challenges

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In November 2025, CHU, Australia's largest strata insurance underwriting agency, released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current trends and challenges within the strata industry.

The report offers valuable insights into premium trends, climate-related risks, regulatory developments, and emerging sector challenges.

According to the report, strata insurance premiums have remained relatively stable, with a 2.8% increase in the year to June 2025, compared to a 3.4% rise in household incomes. This stability suggests that strata insurance remains affordable for apartment owners, even as the industry navigates a changing risk and regulatory environment.

The report also highlights the impact of significant weather events in 2025, such as cyclones and widespread flooding, which have reinforced the importance of climate risk management in strata insurance. Additionally, regulatory reviews in several states are introducing new requirements for transparency, consumer protection, and professional standards within the strata sector.

Property owners and strata managers are encouraged to stay informed about these developments and to implement proactive measures to enhance the resilience and compliance of their properties.

Published:Tuesday, 30th Dec 2025
Author: Paige Estritori

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Knowledgebase

Insurance Policy:
Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.

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