Insurance for Strata :: Articles

Insurance for Strata Articles

Insurance for Strata recommends the following articles which we hope you find of interest.

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Strata Insurance Articles

The Role of Executive Committees in Managing Strata Insurance
The Role of Executive Committees in Managing Strata Insurance
Strata insurance is a type of cover specifically designed for properties where multiple individuals own individual units within a larger complex. It plays a vital role in protecting these complexes financially by covering buildings and common property from potential risks. For property owners, understanding strata insurance is essential to ensure both compliance with legal requirements and adequate protection of their investment. - read more
Key Factors That Affect Your Strata Insurance Premiums
Key Factors That Affect Your Strata Insurance Premiums
Strata insurance is a specialized form of coverage tailored for property owners living in multi-unit complexes. Understanding its intricacies can be crucial for ensuring that all aspects of shared ownership and communal property responsibilities are adequately protected. - read more
Navigating State-Based Insurance Requirements for Strata Property Owners
Navigating State-Based Insurance Requirements for Strata Property Owners
Strata insurance is a crucial aspect for property owners across Australia. Owning a property within a strata scheme means you're not just responsible for your unit but also share responsibility for common areas, which requires adequate protection against potential risks. - read more
When to Involve a Broker: Navigating Insurance Claims in Strata Properties
When to Involve a Broker: Navigating Insurance Claims in Strata Properties
If you own a strata property, understanding your insurance is crucial. Strata insurance is a specific type of cover that protects shared and common property under a strata title or body corporate arrangement. This can include everything from the building itself to shared driveways, gardens, pools, or car parks. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Insurance News

NSW Productivity Commissioner Calls for Ban on Strata Manager Commissions
NSW Productivity Commissioner Calls for Ban on Strata Manager Commissions
05 Apr 2026: Paige Estritori
The New South Wales Productivity Commissioner, Peter Achterstraat, has recommended the prohibition of commissions received by strata managers for securing insurance and other contracts. This move aims to enhance transparency and protect the interests of apartment owners, especially as strata living becomes increasingly prevalent in Sydney. - read more
Grace Insurance Strengthens National Presence with Add Insure Darwin Acquisition
Grace Insurance Strengthens National Presence with Add Insure Darwin Acquisition
05 Apr 2026: Paige Estritori
Grace Insurance has announced the acquisition of Add Insure, a well-established brokerage based in Darwin, Northern Territory. This strategic move, set to finalise on 20 April 2026, marks a significant milestone in Grace Insurance's national expansion strategy and its entry into the strata insurance market. - read more
Flex Introduces 'Flex Complex' for High-Risk Strata Properties
Flex Introduces 'Flex Complex' for High-Risk Strata Properties
28 Mar 2026: Paige Estritori
In October 2025, Flex, a strata underwriting agency, unveiled 'Flex Complex', a new insurance product designed to provide coverage for strata buildings facing challenges in securing insurance due to complex risk factors. This initiative aims to fill a significant gap in the market by offering protection to properties that have traditionally struggled to obtain mandatory strata insurance. - read more
CHOICE Advocates for Government Inquiry into Undisclosed Strata Insurance Commissions
CHOICE Advocates for Government Inquiry into Undisclosed Strata Insurance Commissions
28 Mar 2026: Paige Estritori
In September 2024, consumer advocacy group CHOICE, along with several allied organizations, called for a government inquiry into undisclosed commissions and conflicts of interest within the strata insurance industry. This demand follows a CHOICE investigation that revealed widespread backroom dealings between strata management companies and insurance brokers, leading to increased costs for unit owners. - read more
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Knowledgebase
Loss Ratio:
The ratio of claims paid by an insurer to the premiums earned, used as a measure of profitability.
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