Insurance for Strata Articles

Insurance for Strata recommends the following articles which we hope you find of interest.

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Strata Insurance Articles

The Role of Executive Committees in Managing Strata Insurance

Strata insurance is a type of cover specifically designed for properties where multiple individuals own individual units within a larger complex. It plays a vital role in protecting these complexes financially by covering buildings and common property from potential risks. For property owners, understanding strata insurance is essential to ensure both compliance with legal requirements and adequate protection of their investment. - read more

Strata Insurance FAQs: Your Most Pressing Questions Answered

In Australia, strata insurance is a crucial part of property ownership, offering peace of mind and financial protection. It's essential for property owners to understand what strata insurance entails and why it's so important. - read more

Strata Insurance, Contents Insurance and Landlord Insurance: What Each Policy Covers

Strata insurance, contents insurance, landlord insurance and standard building insurance protect different things. This guide explains the main differences for Australian apartment owners, unit investors and strata property buyers. - read more

When to Involve a Broker: Navigating Insurance Claims in Strata Properties

If you own a strata property, understanding your insurance is crucial. Strata insurance is a specific type of cover that protects shared and common property under a strata title or body corporate arrangement. This can include everything from the building itself to shared driveways, gardens, pools, or car parks. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

What the Latest Cyclone Pool Signals Mean for Strata Renewals

02 Sep 2026: Paige Estritori

The latest industry attention on Australia’s Cyclone Reinsurance Pool is a useful reminder that affordability reform is only one part of the strata insurance equation. The pool was designed to reduce the cost pressure created by cyclone risk, particularly across northern Australia, where residential strata schemes can face difficult renewal conditions because of wind, rain, storm surge and ageing building infrastructure. - read more

Why Builder Insolvencies Are Becoming a Strata Insurance Issue

26 Aug 2026: Paige Estritori

Fresh reporting on Australia's construction sector has highlighted a problem that strata communities cannot afford to treat as background noise: builder and trade contractor failures remain a live risk for apartment buildings, particularly where major repairs, defect rectification or insurance reinstatement works are required. - read more

Why the New Resilience Debate Matters for Strata Insurance Renewals

19 Aug 2026: Paige Estritori

A renewed insurance industry push for greater investment in disaster resilience has direct relevance for strata communities, particularly schemes exposed to flood, cyclone, storm surge, bushfire or ageing infrastructure risk. While the debate is often framed around national mitigation funding and government planning, the practical message for owners corporations and body corporates is much closer to home: insurers are increasingly looking for evidence that a building is being actively managed before they decide how to price or restrict cover. - read more

Why Apartment Defect Scrutiny Matters for Strata Insurance

12 Aug 2026: Paige Estritori

Renewed attention on apartment building defects is a timely reminder that strata insurance is not assessed in isolation from the physical condition of a scheme. For owners corporations and body corporates, the issue is not only whether cover is in place, but whether the building can be clearly presented to insurers as a well-managed and understood risk. - read more

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Knowledgebase

Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.

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